My Investment Philosophies

1. Invest Value-added BiZ
2. BiZ with excellent track of record, excellent management and sustainable products
3. Understand what I invest in
4. Invest for Long Term
5. Gd blend of Active & Passive investments
6. Being a BiZ analyst, not a stock analyst
7. Know my costs and keep them low
8. *Diversify* through proper asset allocation- invest in stocks of different industries, economies