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Earned Income

• have 3 bank accounts, 1 for expenses and 1 for emergency/opportunity uses and 1 for investments.
• have a Regular Saving Plan. $100/month?
  
• start a part-time job that takes up six hours/week. giving tuition? waiter?

Portfolio Income

• Put a fixed amount of money every month into an index fund for 30 years without missing a single month. Method is called Dollar Cost Averaging.
• Purchase a personal saving insurance for yourself when you are young like me. Lumps sums of money will be given to you upon maturity of approx 30yrs.
• Buy good fundamental stocks with good management and brand names when there is a BEAR market. Reason being, they will bounce back high after the down period.
• Reinvest your dividends or profits from your portfolio investment.
• Put a fixed amount of money every month into 2 well-established blue-chip stocks for 30 years without missing a single month. Singtel?

Passive Income

• Use Google's Adsense if you like blogging.
• Sell your unwanted items through eBay.
• Buy a house and rent it out.
• Create a website selling products using Internet marketing.
• Create network of many small businesses in areas you are good at.